Handle Claims Process

Inspecting Homes

We inspect your home & will provide a detailed damage report with pictures or videos.

Contact Insurance Company

Our Claim Specialists assist homeowners in reporting relevant damage to their insurance company.

Meeting with the Adjuster

One of our Haag Certified inspectors will greet your insurance adjuster on-site to get you the approval you deserve.

Paperwork

Our office assists in communication and completion of important paperwork.

Picking Out The Products

Our staff will provide you with sample boards so you can choose the colors and accent features that you desire for your home.

Scheduling a Build Date

Its very important to us that we make sure to work with your time schedule & special requests to make you feel at ease.  

Permit Process

Roofing is a licensed trade and most cities require permits & inspections before, during and after the build.  C&N Construction will complete all required permits per city ordinance.

Supplementing

We will advocate on your behalf with the insurance company after the approval to make sure you get the highest quality roof, all necessary components and coverage of building code requirements.

Finalizing & Confirming

Your satisfaction is of our utmost importance.  Our job isn't done until you are satisfied!

Storm Damage

Hail Damage

Hail damage is the most common cause of damage for roofing & siding. Hail damage may be difficult to determine on your own. Using one of our certified inspectors ensures this damage is not overlooked.

Wind Damage

Wind damage can cause considerable issues to roofing, siding and other components to your home. Lifted shingles allow moisture to enter your home's surface causing additional concerns for you. Using one of our certified inspectors ensures that this damage is not overlooked.

Defective Products

From the late 1980's until recently, there were many defective shingles installed on roofs, that did not perform as intended. Contact us to see if you have a recalled, defective shingle today.

Common Questions

What is a Deductible?

A deductible is the amount of money a policyholder must pay out-of-pocket toward damages or a loss before their insurance company will pay for a claim.

So if the claim value is $10,000 and your deductible is $1,000 the insurance company will pay $9,000 

Why it's Important my Contractor is Present During my Adjuster Appointment?

We are trained experts in identifying damage & building code requirements which helps the approval process.

What does GAF Certified mean?

C&N Construction is GAF Certified. It is a certification that is rewarded to companies with comprehensive training on the materials & the installation process.

Why choose a HAAG certified inspector ?

Haag certification requires extensive training on the inspection process & how to identify damage. It allows our inspectors to conduct more in depth inspections & come to conclusions with high credibility. It also serves as extra authority when going through the approval process with the insurance company.

How long do I have to Report Damage?

You'll want to get started on the claims process right away -- many policies limit the time you have to file a claim. Usually up to a year from your date of loss.

Building Code in My Insurance Policy?

Most property insurance policies cover all building code requirements. While going through the approval process, we make sure insurance is covering any building code requirements. This usually results in a upgrade to your current properties condition, also known as a building code upgrade. Ensuring that your property is up to code & that your insurance policy is covering everything they should, results in an upgraded property without any added home owner costs.

What is ACV RCV and Depreciation?

ACV Actual Cost Value- What the damaged area or item is worth in its current condition.

Depreciation- Money that is held by the insurance company to ensure that the policy holder performs all approved work.

RCV- Is the ACV (1st check) Depreciation (2nd check) RCV  total of the two amounts.